Education Loan

Educational Loans
Students or their families can borrow loans at favourable interest rates from local banks and repay over an extended period of time. But these must be taken after a great deal of thought. Most loans in Pakistan come with an annual interest burden of 10 to 18 percent. Other terms and conditions have been relaxed to a great extent to make quality education accessible to more students. Repayment begins after one year of course completion. However, students and their families must take into consideration that student's ability to secure a job and earn in dollars to repay the loan depends on whether he or she gets a work permit visa. Careful planning is both necessary and wise.

Basic requirements to acquire and Education Loan:

  • Have secured admission in overseas institutions
  • Above 18 years of age
  • Pakistani National
Documents Required for Educational Loan:
  • Identity Proof
  • Proof of Residency
  • Family Income Proof
  • Property Registration Papers
  • Property Valuation Papers
  • Certified copy of examinations passed & mark-sheets
  • Proof of having secured admission in foreign institution
  • Fee installment schedule as given to student by institution
  • Valid Passport & Visa copy
Education Loan covers the following expenses/tuition fees:
  • Examination Fees
  • Library Fees
  • Laboratory Fee
  • Books & study material
  • Instruments & equipments
  • Living expenses

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